Summit Capital
We deliver private capital with fintech speed. Get terms on your deals in minutes versus days, with no hard credit pull required.
Equal Housing · NMLS # · 6+ years lending · $$200M+ funded
The Scale of Certainty
HOW IT WORKS
From Application to Funded
Three steps. Real numbers. Real timelines.
Submit Your Deal
Quick deal info form. No hard credit pull.
Real Terms, Real Fast
We review, price, and send a term sheet — no hard credit pull required.
Fund and Go
Wire hits. Deal closes. You execute.
Capital, Configured for Your Deal
Whether you're flipping, holding, or scaling — we have a program built for it.
Straightforward products. Quick turnaround. No surprises at close.
- PRODUCT SPOTLIGHT -
Fix & Flip
LOAN SIZES: $100K-$2M
MAX LTV/LTC: 85%
ARV: 75%
TERM: 6-24 Mo
TURNAROUND: 24 Hours
GET STARTED
Deploy Capital Tomorrow
Tell us about your deal. We'll send you real terms in 48 hours -No hard credit pull required
Real term sheets, not pre-qualifications
Investor-friendly underwriting
Direct Lender - No middle man markup
INVESTOR SUCCESS
Deals Funded, Promises Kept
Don't take it from us. Hear from our borrowers.
Summit saved my deal. I had been counting on funding from another lender, and it didn't come through, but Summit was able to expedite my application and saved the deal.
Quick terms, every time. I rely on Summit because they can move quickly, allowing me to analyze deals and quickly choose the ones that make sense for my team and me.
Reliable funding, with no delays. When you HAVE to close on time, you HAVE to work with Summit Capital Advisors.
Got Questions? Get Answers in 15 Minutes.
Grab 15 minutes with a real lender. No sales pitch, no pressure — just answers.
BORROWER FAQ
Transparent Terms
Everything to know before applying
Do you work with new investors?
Yes. Experienced investor or new, we've got you. Tell us about you and your deal, and we can help you get the capital you need.
Do you need to pull my credit?
We can provide term sheets without ever pulling your credit. When we do the full loan application and underwriting, we will need your credit then, but we can start the process and provide terms without a hard credit pull.
Do you fund repairs?
Yes. We can provide funding for both the purchase and repair costs of your deals.
How quickly can I get a term sheet?
Typically, we'll get you a term sheet the same day you submit your deal info. Usually within minutes or hours, not days, for deals submitted during business hours.
Real terms in 8 hours. Real funding in 12 days. No hard credit pull.
Private capital for real estate investors. Fast, certain, and built for active operators across all 50 states.
PROGRAMS
- Fix & Flip
- DSCR / Rental
- Bridge
- Multifamily
COMPANY
- About
- Contact Us
- Loan Officers
LEGAL
NMLS Consumer Access
EQUAL HOUSING LENDER
NMLS #
LICENSED IN AZ, CA, CO, FL, GA, NV, NC, OH, PA, SC, TN, TX
is an Equal Housing Lender. NMLS ID #. Licensed in AZ, CA, CO, FL, GA, NV, NC, OH, PA, SC, TN, TX. All loans are subject to credit, property approval, and underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. This is not a commitment to lend. does not lend on owner-occupied properties. Investment property loans only. To contact our borrower support team, send an email to .
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