689-353-8448

Summit Capital

Capital That Moves Faster

We deliver private capital with fintech speed. Get terms on your deals in minutes versus days, with no hard credit pull required.

Equal Housing · NMLS #654321 · 6+ years lending · $200M+ funded

The Scale of Certainty

PROVEN PERFORMANCE: • TRANSACTIONS CLOSED: 600++ • LOANS FUNDED: 200M+ • YEARS OF LENDING EXPERIENCE: 6+ • DECISIONS IN: 8 HOURS • FLEXIBLE TERMS & NO PREPAY PENALTY AVAILABLE • FAST DECISIONS •
HIGH LTC & HIGH LTV OPTIONS •
DAYS TO CLOSE: 12 DAYS • TRANSACTIONS CLOSED: 600++ • LOANS FUNDED: 200M+ • LENDER ORIENTED • YEARS OF LENDING EXPERIENCE: 6+ • DECISIONS IN: 8 HOURS • FLEXIBLE TERMS & NO PREPAY PENALTY AVAILABLE • FAST DECISIONS •
HIGH LTC & HIGH LTV OPTIONS • DAYS TO CLOSE: 12 DAYS •

Capital, Configured for Your Deal

Whether you're flipping, holding, or scaling — we have a program built for it.

Straightforward products. Quick turnaround. No surprises at close.

- PRODUCT SPOTLIGHT -

Fix & Flip

LOAN SIZES: $100K - $2M

TERMS: 6-24 Mo

ARV: 75%

MAX LTV/LTC: 85%

TURNAROUND: 24 Hours

About Us

Meet

Your Capital Partner

Summit Capital Advisors exists to serve real estate investors. We got our start in the real estate lending industry as investors ourselves, so we know what investors need and how important good rates and fast turn-around times can be.

  • Real terms, real fast

  • Investor-friendly underwriting

  • Direct Lender - No middleman bottleneck

HOW IT WORKS

From Application to Funded

Three steps. Real numbers. Real timelines.

1

Submit Your Deal

Quick deal info form, No hard credit pull

2

Real Terms, Real Fast

We review, price, and send a term sheet - no hard credit pull required.

3

Fund and Go

Submit your deal, approve terms, finalize the application, then off to the races.

GET STARTED

Learn More Today

Got a deal you need funding for, but you're not sure how to proceed? Let's talk about it! Tell us about your deal, and let's discuss options so we can send you same-day terms with no hard credit pull required.

  • Got questions? Let's chat.

  • We're here to help.

  • No hard credit pull required to get terms.

INVESTOR SUCCESS

Deals Funded, Promises Kept

Don't take it from us. Hear from our borrowers.

★ ★ ★ ★ ★

Summit saved my deal. I had been counting on funding from another lender, and it didn't come through, but Summit was able to expedite my application and saved the deal.

– Aisha F –
Bay City TX
★ ★ ★ ★ ★

Quick terms, every time. I rely on Summit because they can move quickly, allowing me to analyze deals and quickly choose the ones that make sense for my team and me.

– Cormac V –
Bay City TX
★ ★ ★ ★ ★

Reliable funding, with no delays. When you HAVE to close on time, you HAVE to work with Summit Capital Advisors.

Dmitri A
Bay City TX

Got Questions? Get Answers in 15 Minutes.

Grab 15 minutes with a real lender. No sales pitch, no pressure — just answers.


BORROWER FAQ

Transparent Terms

Everything to know before applying

Do you work with new investors?

Yes. Experienced investor or new, we've got you. Tell us about you and your deal, and we can help you get the capital you need.

Do you need to pull my credit?

We can provide term sheets without ever pulling your credit. When we do the full loan application and underwriting, we will need your credit then, but we can start the process and provide terms without a hard credit pull.

Do you fund repairs?

Yes. We can provide funding for both the purchase and repair costs of your deals.

How quickly can I get a term sheet?

Typically, we'll get you a term sheet the same day you submit your deal info. Usually within minutes or hours, not days, for deals submitted during business hours.

Let's get your deal funded.

Real terms in 8 hours. Real funding in 12 days. No hard credit pull.

Private capital for real estate investors. Fast, certain, and built for active operators across all 50 states.

PROGRAMS

  • Fix & Flip
  • DSCR / Rental
  • Bridge
  • Multifamily

LEGAL

  • EQUAL HOUSING LENDER

  • NMLS #654321

  • LICENSED IN Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Summit Capital Advisors, LLC is an Equal Housing Lender. NMLS ID #654321. Licensed in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. All loans are subject to credit, property approval, and underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. This is not a commitment to lend. Summit Capital Advisors, LLC does not lend on owner-occupied properties. Investment property loans only. To contact our borrower support team, send an email to [email protected].

Summit Capital Advisors, LLC | All rights reserved.